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IKO Insurance Information

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IKO Re-establishes Premium Kiteboard Insurance to U.S. Members

IKO’s kiteboard insurance program for its USA members has been restored and improved. You may have noticed, the USA insurance coverage was interrupted briefly while the IKO and Sportsinsurance.com worked tirelessly to come up with a policy that honors the commitment IKO Members make to adhere to the IKO Safety Standards, and to cover all unique kiteboarding activities, levels as well as risk factors.

Now, USA IKO Kiteboard Members can use the IKO online feature to apply for this revamped policy. New policies are available at the same rate as last year with no premium increase. Policies offer unmatched competitive rates with the most comprehensive general liability, medical and dental coverage of up to $1,000,000 for each kiteboarding incident.

Kiteboard riders located in the U.S. are eligible. These policies are unique and available only to IKO members. Coverage benefits include liability, medical and even dental. Each kiteboard related incident is covered up to $1,000,000.

Coverage Summary for Kiteboard Insurance:

The IKO policy also extends to snowkite and powerkite extreme sport activities.

General Liability
$2,000,000.00 General Aggregate
$1,000,000.00 Each Occurrence
$1,000,000.00 Products / Completed Operations
$1,000,000.00 Personal & Advertising Injury
$100,000.00 Fire Damage (any one fire)


Instructor Professional Liability
$2,000,000.00 General Aggregate
$1,000,000.00 Each Occurrence


Participant Accident
$25,000.00 Maximum Medical Expense Benefit
$10,000.00 Accidental Death & Dismemberment
$1,000.00 Deductible per claim

*52-Week Benefit Period Excess Coverage

Annual Kiteboard Insurance Premiums*:
$95.00 Rider (Kiteboard, Snowkite, Powerkite)
$250.00 Instructor
$975.00 Points
$TBD Schools (varies depending on coverage)

IKO members can sign in to apply or get more Information. If you are not a member, not a problem, sign up today and become eligible to receive the best kiteboard insurance rate available.

IKO also provides coverage for its UK instructors and Schools worldwide. Sign in to get more information.


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